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With an ordinary power of attorney, the right to act for another ends when that person becomes mentally incapacitated.
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Without an estate plan, the courts will often decide who gets your assets, a process that can take years, rack up fees, and get ugly.

It is equally important that your surviving spouse have similar discussions with your advisors during your lifetime, to help avoid any estate settlement misunderstandings or problems that may arise after you are gone.

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